Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Contact Mr. Cooper in St. Michael, MN

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in St. Michael, MN?

We're a Minnesota home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Minnesota. This move went beyond a basic name change. We adjusted our business for the better. First, we put customer service operations back on U.S. soil and eliminated all online transaction fees for on-time payments. We also enhanced the customer journey and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, we're here to serve you.

Prequalify for a Mortgage in St. Michael, MN with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in St. Michael can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in St. Michael — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in St. Michael, MN. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Here's what you need to know in the meantime.

Conventional loans are a popular choice for St. Michael home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan may include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a St. Michael home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in St. Michael today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in St. Michael. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in St. Michael as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in St. Michael.

Mr. Cooper Mortgage Refinancing in St. Michael

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in St. Michael. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more time and money making your St. Michael home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in St. Michael to learn more about refinancing today.

Buy or Sell a House in St. Michael with Mr. Cooper's Help

Buying a house in St. Michael, MN? Then you may want to start by seeking professional guidance for how to buy a house in St. Michael and get prequalified for a mortgage in St. Michael. Minnesota's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in St. Michael and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in St. Michael, MN? Mr. Cooper can help you there, too. We're aware of the challenges that come with selling a home in St. Michael, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our St. Michael Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about home loans, refinancing, and buying or selling a home in St. Michael. We're your ally.

Contact Mr. Cooper Customer Service for Help in St. Michael, MN

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

What’s Your Goal?

We're here to support you on the path to home ownership.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.