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Why Choose Mr. Cooper in Sartell, MN?

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Have You Met Mr. Cooper in Sartell, MN?

Mr. Cooper is the kind of Minnesota home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Minnesota. The change was more than a simple name change. We overhauled our business to serve you better. For one, we set up customer service teams in the United States and eliminated all online transaction fees for on-time payments. We also reinvigorated the customer experience and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, you are our priority.

Mr. Cooper Mortgages in Sartell, MN

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Sartell can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Sartell can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Sartell, MN. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Sartell home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include various term lengths and favorable interest rates.

As a Sartell home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Sartell today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Sartell. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Sartell as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Sartell.

Mr. Cooper Mortgage Refinancing in Sartell

Mr. Cooper offers mortgage refinancing in Sartell in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Sartell house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Sartell can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Sartell with Mr. Cooper's Help

Buying a house in Sartell, MN? Then you'll probably want to look into getting prequalified for a mortgage in Sartell and seek professional assistance for how to buy a home in Sartell. The real estate market in Minnesota is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Sartell and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Are you researching how to sell a house in Sartell, MN? Turn to Mr. Cooper for help. We know the obstacles that come with selling a house in Sartell, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Sartell Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Sartell. We're your ally.

Need Help? Contact Mr. Cooper Customer Service in Sartell, MN

We remain dedicated to serving you as your partner in the homeownership journey. That means you can reach out to Mr. Cooper customer service when and how you want. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

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Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.