Mr. Cooper Serves Mounds View, MN

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Mounds View, MN with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Mounds View can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Mounds View — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Mounds View, MN. Call a Mr. Cooper mortgage professional for one-on-one guidance. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Mounds View home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Mounds View home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Mounds View today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Mounds View and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Mounds View. Get Started

Mr. Cooper Mortgage Refinancing in Mounds View

Mr. Cooper offers mortgage refinancing in Mounds View in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Mounds View home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Mounds View can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Mounds View with Mr. Cooper's Help

Are you ready to buy a house in Mounds View, MN? Then you'll probably want to look into getting prequalified for a mortgage in Mounds View and seek professional assistance for how to buy a home in Mounds View. Despite Minnesota's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Mounds View and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Mounds View, MN? Turn to Mr. Cooper for help. We know the difficulties that come with selling a home in Mounds View, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Mounds View to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about home loans, refinancing, and buying or selling a home in Mounds View. We're your ally.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.