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Why Choose Mr. Cooper in Elk River, MN?

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Who Is Mr. Cooper in Elk River, MN?

We're a home loan company in Minnesota that values people over paperwork. As our business has evolved over the years, our company name has, too. We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Minnesota. The switch signified more than a company name change. We overhauled our business to serve you better. How? First off, we put customer service operations back on U.S. soil and got rid of online transaction fees for on-time payments. We also reinvigorated the customer experience and increased our services so you get quality support whether you are selling, buying, or just enjoying the home you have. We are here to serve you, both now and then.

Prequalify for a Mortgage in Elk River, MN with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Elk River can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Elk River, MN. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Elk River home buyers. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan might include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Elk River home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Elk River with Mr. Cooper. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Elk River. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Elk River and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Elk River.

Refinance Your Home Loan in Elk River with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Elk River. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Elk River home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Elk River can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Elk River with Mr. Cooper's Help

Are you ready to buy a house in Elk River, MN? Then you may want to start by seeking professional guidance for how to buy a house in Elk River and get prequalified for a mortgage in Elk River. Despite Minnesota's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Elk River and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Are you researching how to sell a house in Elk River, MN? Mr. Cooper has your back there, too. We know the difficulties that come with selling a home in Elk River, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Elk River to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about refinancing, home loans, and selling or buying a house in Elk River. We're your ally.

Contact Mr. Cooper Customer Service for Help in Elk River, MN

As your partner in the homeownership journey, we remain committed to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Sign in to our secure online message portal, email, call, message us on our social media channels or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

Elk River, MN Mr. Cooper Customer Reviews

Need to find some Mr. Cooper reviews? You've come to the right spot. Read real stories from real Mr. Cooper customers in Elk River, MN. Our name changed in August 2017, so you're also in the right spot if you're searching for Nationstar customer service or Nationstar ratings. After learning more about how we've eased and expedited the home financing process for other people, reach out to experience Mr. Cooper for yourself. It's not easy to get five-star customer reviews in the world of home financing, but it's one of our goals.

What’s Your Goal?

We're changing the face of home loans.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.