Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Eagan, MN

Ready to move? Let's do it. Compare home loans in Eagan, MN with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Eagan Home Loan Journey

A home isn't a one size fits all kind of thing. Eagan home loans aren’t either. Securing the correct fit for your needs takes some shopping around! That's where Mr. Cooper comes in. Our goal is to keep the dream of homeownership alive starting with the mortgage loan process. We encourage you to read on for general information about finding a home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

As you start looking for loans, check your credit and try your best to improve your score. A not-so-great credit score may mean you end up with a higher interest rate on your home loan. On the flip side, a strong credit score can help you negotiate your best rate with a potential lender. Your credit strength, financial situation, and the timing in which you'd like to make your move can all be a factor in the type of loan that matches your needs. So, what loans can you pick from?

What Types of Loans Are There in Eagan, MN?

You may have options when it comes to Eagan home loans: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan could be a great route for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

FHA loans and VA loans are both types of government loans. Credit and salary/wage requirements are usually a little more laid-back than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A professional Mr. Cooper loan officer can help you get to know your options and what comes next, depending on your position in the process.

Get a Preapproval Letter Before You Shop in Eagan, MN

Secure a Verified Approval Letter from the lender before you start shopping for homes in Eagan to show that you're serious about buying a home. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also show to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper now to talk about all things loan-related! We'll walk through everything from your potential loan options, credit score, and your Verified Approval letter. It could be the perfect season for you to buy a new house in Eagan. Call now to get the super-smart help you want!

Mr. Cooper Reviews for Eagan, MN

Read reviews from actual Mr. Cooper home mortgage customers in Eagan, MN.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.