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Why Choose Mr. Cooper in Cottage Grove, MN?

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Who Is Mr. Cooper in Cottage Grove, MN?

Mr. Cooper is the kind of Minnesota home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Minnesota. The change was more than a simple name change. We adjusted our business for the better. First, we put customer service operations back on U.S. soil and eliminated all online transaction fees for on-time payments. We even revamped the customer experience and added more services so you get great support whether you're looking to buy, sell, or simply enjoy your current home. Then and now, you are our priority.

Mr. Cooper Mortgages in Cottage Grove, MN

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Cottage Grove can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Cottage Grove — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Cottage Grove, MN. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Cottage Grove. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan might include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Cottage Grove home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Cottage Grove. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Cottage Grove. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Cottage Grove as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Cottage Grove.

Mr. Cooper Refinancing in Cottage Grove

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Cottage Grove. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Cottage Grove home!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Cottage Grove to learn more about refinancing today.

Selling or Buying a House in Cottage Grove with Mr. Cooper

Buying a house in Cottage Grove, MN? Then you'll probably want to look into getting prequalified for a mortgage in Cottage Grove and seek professional assistance for how to buy a home in Cottage Grove. The real estate market in Minnesota is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Cottage Grove and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in Cottage Grove, MN? Mr. Cooper has your back there, too. We understand the obstacles that come with selling a house in Cottage Grove, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Cottage Grove to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Cottage Grove. We’ve got your back.

Turn to Mr. Cooper Customer Service in Cottage Grove, MN

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

Mr. Cooper Reviews from Real Customers in Cottage Grove, MN

Looking for Mr. Cooper reviews or ratings? Here they are. Read actual stories that were submitted by Mr. Cooper customers in Cottage Grove, MN. You're also in the right place if you're looking for Nationstar reviews or Nationstar customer service, as our company name changed in late 2017. After learning more about how we've eased and expedited the home financing process for other people, reach out to experience Mr. Cooper for yourself. We know it takes hard work to get great customer ratings in the home loan world, but it's work we're willing to put in.

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We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.