Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Prequalify for a Mortgage in Apple Valley, MN with Mr. Cooper

When you need an ally in the mortgage world, call Mr. Cooper. We're here to help with conventional, FHA, and VA loan services in Apple Valley, MN.

Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Home Loans in Apple Valley, MN

Mortgage Mr. Cooper is here to walk alongside you in your homeownership journey in Apple Valley, MN. As a top-20 home lender and one of the largest home loan servicers in the country, we have the background to help you evaluate your loan options and finalize your home buying plan.

Work with a Mr. Cooper mortgage professional and you can get a customized strategy for approaching your home loan journey — one that will help you walk confidently. We can help you figure out how much house you can afford, what mortgage rates might be in Apple Valley, and also get pre-approved in Apple Valley. Our mortgage professionals will evaluate your unique financial and living situation and will come up with a recommended plan for the best mortgage options that fit your needs. Learn more about various home mortgages below and contact a Mr. Cooper mortgage professional in Apple Valley to get started. You can begin the pre-qualification process today. Get Started

Are You Eligible for an FHA Loan in Apple Valley, MN?

If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. About 1 in 5 of all homebuyers go with this type of government-insured loan. The loan program is primarily designed to help homebuyers who cannot afford the traditional 20% down payment that is often required by private lenders. The down payment can be as low as 3.5%, which is a great fit for many buyers who aren't eligible for a conventional loan.

In the Apple Valley area, Mr. Cooper has watched FHA loans rise in popularity alongside increases in student loan debt and rental costs — two circumstances that can make it tough to save enough money for a down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. No matter your circumstances, Mr. Cooper can help you determine if an FHA loan is right for you. And if it's not, we'll help you find a different financing route.

Mr. Cooper Can Be Your Guide to Apple Valley VA Loans

America's service men and women, veterans, and their spouses deserve the absolute best. If you think you may be eligible for a VA loan, Mr. Cooper can share their knowledge to help you get approved for a VA home loan in Apple Valley. Contact Mr. Cooper if you're starting the home buying process in Apple Valley and you could be eligible for a VA loan. This type of financing has many benefits and can make the home buying process simpler. VA loans offer lower rates when compared to the overall mortgage landscape. You may not be required to put down a down payment, either. With a Mr. Cooper professional guiding you through the application process, checking your VA eligibility for a VA loan in Apple Valley is quick and easy.

Mr. Cooper Simplifies Jumbo Loans in Apple Valley, Too

Jumbo loans are a good match for many homebuyers in Apple Valley. A jumbo mortgage, or a jumbo loan, surpasses the limits of a conventional loan. Jumbo loans are made to help people refinance or buy higher-valued real estate and are often in the millions. If you're curious about using a jumbo loan to buy a house in Apple Valley, you'll probably need larger loan amounts that surpass conventional loan limits. Call Mr. Cooper to learn more about jumbo loan eligibility in Apple Valley.

Mr. Cooper Can Help You Buy a Home in Apple Valley

Mr. Cooper's family of mortgage professionals is ready to help you buy a house in Apple Valley. But we know that doesn't mean the same thing to everyone. Some people just want to check mortgage rates in Apple Valley. Others want to learn how to get preapproved for a mortgage loan in Apple Valley. And still others can't wait to pack their moving boxes and close on a home as soon as possible! Whatever your unique needs and goals are, Mr. Cooper's home buyer program in Apple Valley is here to make them a reality. Talk to a mortgage professional today.

For Current Mr. Cooper Mortgage Holders in Apple Valley

Current homeowners are very different from someone who is trying to sell their house or buy a new one. Make the Help Center the first place you go when you need help to take care of business. You'll find information about making mortgage payments, viewing statements, and paying property taxes. Since we mentioned it...let's talk about taxes for a minute. Ever met someone who enjoyed shelling out money for property taxes? Probably not. We haven't either! That's why escrow accounts are convenient. They aren’t always required, though. Learn more about escrow in the Help Center. You may not realize it, but as a current Mr. Cooper mortgage holder in Apple Valley, you place money in your escrow account every month. Think of an escrow account a little like a piggy bank. The money in your escrow account is then used to pay your Apple Valley property taxes and insurance bills. Call or email us today if you have questions about your property taxes or property tax statements. Mr. Cooper customer service agents are ready to help.

Help with Mr. Cooper Mortgage Deferral in Apple Valley

Perhaps you started your homeownership journey without a single hiccup, but now things look different. Due to a big life change, surprise bill, or unfortunate illness, you've fallen behind on your mortgage payments. It happens, and Mr. Cooper can partner with you to find the mortgage assistance that's best for you. One option you may already be familiar with is a mortgage deferral. A mortgage deferment is the temporary suspension of mortgage payments. When you're trying to get over one of life's many speed bumps, a deferral can be a helpful short-term solution. However, mortgage deferral isn't the only choice for making mortgage payments more workable. Contact a Mr. Cooper customer service agent as soon as you start experiencing difficulties making mortgage payments, even if you think you're looking for a "Nationstar deferral" instead. The sooner you reach out, the sooner we can put together a plan for you. We've found solutions for plenty of homeowners looking for help with Mr. Cooper or Nationstar deferrals in Apple Valley.

Apple Valley, MN Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Apple Valley, MN.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.