Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in Ypsilanti, MI

For all your Ypsilanti home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Michigan.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Ypsilanti, MI

Houses aren't one size fits all. Neither are home loans in Ypsilanti. Securing the correct fit for your needs takes some shopping around! That's where Mr. Cooper comes in. Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We encourage you to continue reading for general details about picking your Ypsilanti home loan, but also call a Mr. Cooper mortgage expert with questions about your situation.

Check your credit before you start applying for loans and try your best to improve your score. A not-so-great credit score might mean you end up with a higher interest rate on your home loan. On the flip side, a higher credit rating can help you advocate for your best rate with a lender. Your credit history, financial situation, and the timing in which you wish to make your move can all influence the loan type that aligns with your goals. So, what loans can you pick from?

Different Types of Home Loans in Ypsilanti, MI

Ypsilanti home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan could be a great route for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA loans and FHA loans are both types of government loans. Credit and income requirements tend to have laid-back than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A trained loan officer can help you get to know your options and what comes next, depending on your stage in the journey.

Begin in Ypsilanti, MI with a Preapproval Letter

Get a Verified Approval Letter from your lender before you begin looking for houses in Ypsilanti to indicate that you really do intend to buy. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight seller’s you’re serious about the home they’re selling. Contact a Mr. Cooper mortgage professional today to chat about everything from your credit, possible loan options and your Verified Approval letter. It could be the perfect season for you to buy a new house in Ypsilanti. Get started with the help you need!

Ypsilanti, MI Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Ypsilanti, MI. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.