The Process of Buying a Home in Kentwood, MI

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Get Familiar with the Lay of the Land in Kentwood, MI

Thinking about buying a home in Kentwood? Great idea! You've chosen a vibrant city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and have the inside scoop on Kentwood's housing scene.

Given all of Michigan's growth, Kentwood homes aren't always easy to find at a comfortable price. Sustained cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Kentwood area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Kentwood and its neighboring areas still offer a wide range of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your dream home! When buying a house in Kentwood, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Discovering different parts of Kentwood will help you see how the northern part differs from the southern part, where to find Kentwood's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Kentwood? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Michigan or somewhere else entirely. We work with new and experienced homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Kentwood.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Kentwood. After that, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Kentwood will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Kentwood, MI

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Kentwood, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Kentwood. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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