Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Ann Arbor, MI Home Loan That's Best for You

Ready to move? Let's do it. Compare home loans in Ann Arbor, MI with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Ann Arbor Home Loan Journey

Homes aren't one size fits all structures. The same can be said for home loans in Michigan. Getting the best fit for you takes some shopping around! That’s where Mr. Cooper can help. Our mission is to transform the homeownership journey into an enjoyable one, beginning with the mortgage loan process. We encourage you to read on for introductory information about selecting a mortgage loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

As you begin searching for home loans, double check your credit and try your best to improve your score. A poor credit rating may mean you are presented with a higher interest rate on your loan. On the other hand, a higher credit rating can help you advocate for your best rate with a lender. Your credit strength, finances, and and the timeline you're looking to move can all be a factor in the type of home loan that fits your needs. So, what's out there to choose from?

Different Types of Home Loans in Ann Arbor, MI

Ann Arbor home buyers have more than one type of home loan to choose from. There are: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan may be the perfect option for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA loans and FHA loans are both types of government loans. Income and credit requirements tend to have different than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A professional loan officer can help you get to know your options and what comes next, depending on your position in the process.

Start with a Preapproval Letter in Ann Arbor, MI

Talk to your lender about a Verified Approval Letter. Get one before you start shopping for homes in Ann Arbor to indicate that you're a serious buyer. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also speed up to sellers you can afford the home they’re selling. Contact a Mr. Cooper mortgage professional now to talk about all things loan-related! We'll walk through everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Ann Arbor. See how we can help you navigate your next home-buying experience!

Ann Arbor, MI Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Ann Arbor, MI.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.