Have You Met Mr. Cooper in Westborough, MA?
We're a home loan company in Massachusetts that values people over paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Massachusetts. This move went beyond a basic name change. We changed the way we did business for the better. First, we eliminated all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Westborough, MA?
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Westborough can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Westborough — including learn more about mortgage rates, credit scores, and budgeting.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Westborough, MA. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.
Conventional loans are a popular mortgage option for Westborough home buyers. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan could include favorable interest terms and various term lengths.
As a Westborough home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Westborough.
Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Westborough and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Westborough. Get Started
Mr. Cooper Refinancing in Westborough, MA
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Westborough. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Westborough home just the way you want it!).
Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Westborough can help you learn more about refinancing and choose the right refinance option for your situation.
Buying a Home in Westborough with Mr. Cooper
Getting ready to buy a home in Westborough, MA? Then you may want to start by seeking professional guidance for how to buy a house in Westborough and get prequalified for a mortgage in Westborough. The real estate market in Massachusetts is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Westborough. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Westborough, MA
Contact Mr. Cooper Customer Service for Help in Westborough, MA
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the Westborough home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.