What to Know When Buying a House in Saugus, MA
Buying a home can be one of the most satisfying yet challenging things you do in life — and even more so when you're a first-time home buyer in Saugus, MA. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll start by helping you estimate how much house you can afford to buy in Saugus. That's a good first step toward home ownership. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Saugus. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Last but not least, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Saugus easier. Put Mr. Cooper in your corner.
Sell Your House in Saugus, MA with Mr. Cooper's Help
Similar to buying a house, selling a house in Saugus, MA can feel both rewarding and stressful — but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Saugus can be limited, with changes in property happening by the day. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper understands this challenge and can present some options to take some of the stress out of selling your home. Other obstacles are less concrete, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to plan your move!
At Mr. Cooper, we have professional team members and resources to help you take on tough challenges AND save money on real estate commissions and closing costs. As a seller, you'll get comprehensive marketing and sales service at a great value. Ask about Mr. Cooper's Agent Assurance program in Saugus to see how it could help you save time and money as a homebuyer or seller in Saugus!
More on Mr. Cooper Escrow Period
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. Escrow period is when a third party holds on to something of value, typically money, in a certain account until an exchange between a seller and buyer is complete. An escrow account can be used for all types of transactions, but we focus on how it applies to real estate. If you're the one buying the home, you generally place a percentage of the property price in escrow. If you're the home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps alleviate the stress of having to save for and keep track of those expenses. Reach out to a customer service agent today to chat about your former Nationstar escrow account or current Mr. Cooper escrow account. We are here to walk with you, whether you're packing, unpacking, or putting up your feet. We can show you a better way.
Mr. Cooper is More Than a Home Lender in Saugus
Around Saugus, Mr. Cooper is a friendly home buying and selling ally to have on your side. We'll give you the support, service, and information you want to make confident moves toward your best financial future. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Improving credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.