The Process of Buying a Home in Plymouth, MA

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Get Familiar with the Lay of the Land in Plymouth, MA

Ready to lay down some roots and buy a house in Plymouth? Awesome! You've chosen a colorful city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Plymouth housing market.

Plymouth's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued support for local businesses and cultural growth have helped to attract young families, new businesses, and retirees to the Plymouth area, but so much change also means more traffic, more competition, and a need for more schools. That said, Plymouth and its nearby areas still offer an array of homes in price and amenities. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When buying a house in Plymouth, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Discovering different parts of Plymouth will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Plymouth's hottest attractions.

Are your finances in the right place to buy a home in Plymouth? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You could choose to buy a home in Massachusetts or elsewhere. We help new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Plymouth.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Plymouth. After that, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Searching the web for Plymouth averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. Putting at least 20% down will improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Plymouth, MA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Plymouth, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Plymouth. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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