Contact Mr. Cooper in North Scituate, MA

Who Is Mr. Cooper in North Scituate, MA?

We're a Massachusetts home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Massachusetts. This move went beyond a basic name change. We changed the way we did business for the better. First, we got rid of all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.

Why Choose Mr. Cooper Mortgages in North Scituate, MA?

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in North Scituate can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in North Scituate — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in North Scituate, MA. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for North Scituate home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan may include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many North Scituate home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in North Scituate with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in North Scituate and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in North Scituate. Get Started

Mr. Cooper Refinancing in North Scituate, MA

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in North Scituate. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your North Scituate house!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in North Scituate can help you learn more about refinancing and choose the right refinance option.

Buying a Home in North Scituate with Mr. Cooper

Getting ready to buy a home in North Scituate, MA? Then you'll probably want to look into getting prequalified for a mortgage in North Scituate and seek professional assistance for how to buy a home in North Scituate. The real estate market in Massachusetts is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in North Scituate. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Contact Mr. Cooper Customer Service for Help in North Scituate, MA

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the North Scituate home buying journey. Our Agent Assurance program pairs you with a local North Scituate agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**