Mr. Cooper Serves Newton, MA

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Newton, MA?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Newton can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Newton can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Newton, MA. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Newton home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Newton home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Newton with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Newton as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Newton. Get Started

Mr. Cooper Mortgage Refinancing in Newton

Mr. Cooper offers mortgage refinancing in Newton in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Newton house!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Newton can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Newton with Mr. Cooper

Buying a house in Newton, MA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Newton. The real estate market in Massachusetts is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Newton and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Newton, MA? Turn to Mr. Cooper for help. We know the obstacles that come with selling a house in Newton, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Newton Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about home loans, refinancing, and buying or selling a home in Newton. We’ve got your back.

What’s Your Goal?

We're changing the face of home loans.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.