Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Haverhill, MA Home Loans

For all your Haverhill home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Massachusetts.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Haverhill, MA

A home isn't a one size fits all kind of thing. The same can be said for home loans in Massachusetts. Finding the right fit for you requires some loan-to-loan comparisons! That’s where Mr. Cooper can help. Our goal is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the mortgage loan process. We encourage you to continue reading for introductory information about selecting a mortgage loan, but also reach out to Mr. Cooper mortgage expert with questions about your situation.

Check your credit before you start applying for loans and try your best to improve your score. A low credit score could mean you are presented with a higher interest rate on your loan. On the other hand, a high credit score can help you secure a better rate with your potential lender. Your credit history, finances, and and the timeframe you're looking to move can all be a factor in the type of loan that matches your needs. So, what loans can you pick from?

What Types of Loans Are There in Haverhill, MA?

There are several different types of home loans available to Haverhill home buyers: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA loans and FHA loans fall into the government loan category. Income and credit requirements are usually a little more laid-back than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A professional loan officer can help you understand your options and next steps, depending on your position in the process.

Start with a Preapproval Letter in Haverhill, MA

Secure a Verified Approval Letter from the lender before you start going to Open Houses in Haverhill to show that you're serious about buying a home. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. The letter can also carry more weight to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper today to discuss everything from your credit, possible loan options and your Verified Approval letter. Now could be the perfect time for you to buy a house in Haverhill. Call now to get the super-smart help you want!

Haverhill, MA Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Haverhill, MA. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.