Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Dartmouth, MA Home Loan That's Best for You

For all your Dartmouth home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Massachusetts.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Dartmouth, MA

Houses aren't one size fits all. Dartmouth home loans aren’t either. Getting the best fit for you takes some shopping around! Mr. Cooper can help! Our mission is to turn the homeownership journey into something that's less difficult and more enjoyable, beginning with the mortgage loan process. We encourage you to read on for general information about finding a home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and try your best to improve your score. A less-than-stellar credit score may mean you'll have a higher interest rate on your mortgage loan. On the flip side, a strong credit score can help you negotiate your best rate with a potential lender. Your credit history, financial state, and the timing in which you wish to make your move can all influence the loan type that aligns with your goals. So, what loans can you pick from?

What Types of Loans Are There in Dartmouth, MA?

Dartmouth home buyers have more than one type of home loan to choose from. There are: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan may be the perfect option for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA and FHA loans are both classified as government loans. Credit and salary/wage requirements tend to have different criteria than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A professional loan officer can help you compare loans and plan your next steps, depending on your stage in the journey.

Start with a Preapproval Letter in Dartmouth, MA

Talk to your lender about a Verified Approval Letter. Get one before you begin looking for houses in Dartmouth to indicate that you're serious about buying a home. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show with the real estate agent and seller because they know you can afford the home. Give us a call now to talk about all things loan-related! We'll walk through everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in Dartmouth. What are you waiting for? Get started with the help you need!

Mr. Cooper Reviews for Dartmouth, MA

Read real stories from real Mr. Cooper home mortgage customers in Dartmouth, MA. Then contact us to see what we can do for you.

We're changing the face of home loans.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.