Mr. Cooper Serves Boston, MA

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Why Choose Mr. Cooper Mortgages in Boston, MA?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Boston can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Boston — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Boston, MA. Call a Mr. Cooper mortgage professional for one-on-one guidance. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Boston home buyers. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Boston home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Boston today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Boston and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Boston. Get Started

Mr. Cooper Refinancing in Boston

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Boston. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the purpose of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Boston home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Boston to learn more about refinancing today.

Buying or Selling a Home in Boston with Mr. Cooper

Getting ready to buy a home in Boston, MA? Then you may want to start by seeking professional guidance for how to buy a house in Boston and get prequalified for a mortgage in Boston. Massachusetts's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Boston and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Boston, MA? Turn to Mr. Cooper for help. We're aware of the challenges that come with selling a home in Boston, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Boston Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Boston. We’ve got your back.

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