What to Know Before Buying a Home in Attleboro, MA

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Get Familiar with the Lay of the Land in Attleboro, MA

Strongly considering a home purchase in Attleboro? Smart move! You've chosen an energetic city with an ideal amount of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers across the country and know the Attleboro housing market well.

Given all of Massachusetts's growth, Attleboro homes aren't always easy to find at a comfortable price. Ongoing support for local businesses and cultural growth have helped to entice entrepreneurs, retirees, and new graduates to the Attleboro area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Attleboro and the surrounding areas still offer a variety of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When buying a house in Attleboro, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around Attleboro will also give you an idea of why homes in west Attleboro are priced differently than homes in east Attleboro, what the communities are like, and where to find Attleboro's coolest attractions.

Are you financially prepared to buy a house in Attleboro? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Massachusetts or somewhere else entirely. We serve experienced homeowners and first-time homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Attleboro.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Attleboro. After that, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Attleboro averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Attleboro, MA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Attleboro. Contact Mr. Cooper as you prepare to buy a house in Attleboro. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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