Meet Mr. Cooper in Huntingtown, MD
We're a Maryland home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Maryland. This move went beyond a basic name change. We overhauled our business to serve you better. First, we got rid of all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.
Get Pre-Approved for a Mortgage in Huntingtown, MD with Mr. Cooper
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Huntingtown can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Huntingtown — including learning more about finances in general and learning about your credit score.
We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Huntingtown, MD. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in Huntingtown. These loans are not federally insured. Some advantages of a conventional loan may include numerous term lengths and agreeable interest rates.
Depending on your situation, you may want to consider another type of home loan that's available to many Huntingtown home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Huntingtown today.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Huntingtown as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Huntingtown. Get Started
Mr. Cooper Mortgage Refinancing in Huntingtown, MD
Mr. Cooper offers mortgage refinancing in Huntingtown in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Huntingtown house!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Huntingtown can help you learn more about refinancing and choose the right refinance option for your situation.
Buying a House in Huntingtown with Mr. Cooper
Buying a house in Huntingtown, MD? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Huntingtown. Despite Maryland's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically purchase. Then, we can walk you through getting pre-approved to buy a home in Huntingtown. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Huntingtown, MD
Need Help? Contact Mr. Cooper Customer Service in Huntingtown, MD
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Huntingtown home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.