Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Hagerstown, MD Home Loans

Ready to move? Let's do it. Compare home loans in Hagerstown, MD with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Hagerstown Home Loan Journey

Houses aren't one size fits all. Hagerstown home loans aren’t either. Finding the right fit for you may require some comparison shopping! That’s where Mr. Cooper can help. Our goal is to transform the homeownership journey into an enjoyable one, starting with the loan process. We encourage you to read on for basic information about finding a home loan, but also reach out to Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to improve your score. A poor credit rating might mean you are presented with a higher interest rate on your loan. On the flip side, a high credit score can help you advocate for your best rate with a lender. Your credit score, financial situation, and the timing in which you'd like to make your move can all affect the type of home loan that fits your needs. So, what's out there to choose from?

Different Types of Home Loans in Hagerstown, MD

You may have options when it comes to Hagerstown home loans: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA and FHA loans fall into the government loan category. Credit and income requirements tend to have laid-back than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you compare loans and plan your next steps, depending on where you are on your journey.

Get a Preapproval Letter Before You Shop in Hagerstown, MD

Secure a Verified Approval Letter from the lender before you begin looking for houses in Hagerstown to demonstrate that you've done your due diligence. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also speed up to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Hagerstown. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for Hagerstown, MD

Read real stories from real Mr. Cooper home mortgage customers in Hagerstown, MD. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.