Mr. Cooper Serves Maryland

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in Maryland

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Maryland can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Maryland can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Maryland. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Maryland. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Maryland home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Maryland today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Maryland and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Maryland. Get Started

Refinance Your Home Loan in Maryland with Mr. Cooper

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Maryland. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Maryland house!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Maryland can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Maryland with Mr. Cooper

Are you ready to buy a house in Maryland? Then you'll probably want to look into getting prequalified for a mortgage in Maryland and seek professional assistance for how to buy a home in Maryland. Maryland's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Maryland and connect you with our affiliate to help find a reliable real estate agent.** Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Maryland? Mr. Cooper can help you there, too. We know the obstacles that come with selling a house in Maryland, particularly if it's your first time doing it. Mr. Cooper can connect you to professional resources and team members through our affiliate that can offer quality benefits and guidance related to commissions and closing costs. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.* Ask about the Mr. Cooper Real Estate Rewards program in Maryland to learn more as both a home buyer and seller in Maryland!

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about home loans, refinancing, and buying or selling a home in Maryland. We’ve got your back.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.