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Mr. Cooper Serves York Harbor, ME

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Have You Met Mr. Cooper in York Harbor, ME?

We're a home loan company in Maine that values people over paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. Before that, we went by the name Nationstar Mortgage in Maine. This move went beyond a basic name change. We changed the way we did business for the better. For one, we moved all customer service operations back to the U.S. and ended online transaction fees for on-time payments. We also enhanced the customer journey and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in York Harbor, ME?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in York Harbor — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in York Harbor, ME. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for York Harbor home buyers. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan might include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a York Harbor home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in York Harbor with Mr. Cooper. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in York Harbor. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in York Harbor as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in York Harbor.

Mr. Cooper Mortgage Refinancing in York Harbor

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in York Harbor. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the purpose of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your York Harbor home!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in York Harbor to learn more about refinancing today.

Buying or Selling a Home in York Harbor with Mr. Cooper

Buying a house in York Harbor, ME? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in York Harbor. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in York Harbor and connect you with our affiliate to find a reliable real estate agent.* Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Are you researching how to sell a house in York Harbor, ME? Mr. Cooper can help you there, too. We're aware of the difficulties that come with selling a home in York Harbor, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our York Harbor Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about refinancing, home loans, and selling or buying a house in York Harbor. We are here for you.

Contact Mr. Cooper Customer Service for Help in York Harbor, ME

We remain dedicated to serving you as your partner in the homeownership journey. That means you can touch base with Mr. Cooper customer service when it's right for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.