How Can Mr. Cooper Help You Buy a House in Westbrook, ME?
Buying a home can be one of the most rewarding yet stressful things you ever do — particularly when you're new to the process and are a first-time home buyer in Westbrook, ME. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Contact Mr. Cooper today to learn more. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll start by helping you estimate how much house you can afford to buy in Westbrook. That's a good first step toward home ownership. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Westbrook. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Westbrook easier.
Mr. Cooper Can Help You Sell Your House in Westbrook, ME
Similar to buying a house, selling a house in Westbrook, ME can feel both rewarding and stressful — but for different reasons. Sellers face unique challenges. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. You have a limited supply of Westbrook homes to choose from, and changes in property can happen all the time. It might feel like you can't afford to wait for the right house to pop up. Mr. Cooper understands this challenge and can share some solutions for taking the stress out of selling your house. Other obstacles are less concrete, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Don't forget — you still have to pack for your move!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a seller, you'll get comprehensive marketing and sales service at a great value. Learn more about the Agent Assurance program in Westbrook to see how it could help you maximize your money as both a home seller and buyer in Westbrook!
What to Know If You’re in Escrow with Mr. Cooper
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until a transaction between a seller and buyer is complete. An escrow account can be used for all types of business dealings, but we focus on how it applies to real estate. If you're the one buying the home, you typically put a percentage of the property price in the escrow account. As a home seller, you take the home off the market during the escrow period so the property can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps take away the anxiety of saving for and keeping up with those expenses. Connect with one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. Let's get you home.
Mr. Cooper Offers More Than Home Loans in Westbrook
In the Westbrook area, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the support, service, and information you need to make the right financial decisions to accomplish your goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Improving credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Credit mistakes often happen when people don't take action or aren't paying attention. We think you can be different. All you need is knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.