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Why Choose Mr. Cooper in Topsham, ME?

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Topsham.

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Have You Met Mr. Cooper in Topsham, ME?

Topsham, ME We're a Maine home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Maine. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we eliminated all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Get Pre-Approved for a Mortgage in Topsham, ME with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Topsham can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Topsham — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Topsham, ME.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Topsham. These loans are not federally insured. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Topsham home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Topsham.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Topsham and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Topsham. Get Started

Mr. Cooper Refinancing in Topsham, ME

Mr. Cooper offers mortgage refinancing in Topsham in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Topsham house!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Topsham to learn more about refinancing today.

Buying a House in Topsham with Mr. Cooper

Are you ready to buy a house in Topsham, ME? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Topsham. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in Topsham. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Need Help? Contact Mr. Cooper Customer Service in Topsham, ME

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, message us on our social media channels, or send us a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

We’ve covered all the bases when it comes to the Topsham home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Topsham right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

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We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.