Mr. Cooper Serves St. George, ME

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in St. George, ME?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in St. George can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in St. George can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in St. George, ME. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular choice for St. George home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan may include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a St. George home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in St. George with Mr. Cooper.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in St. George as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in St. George. Get Started

Refinance Your Home Loan in St. George with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in St. George. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your St. George home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in St. George can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in St. George with Mr. Cooper's Help

Getting ready to buy a home in St. George, ME? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in St. George. Maine's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in St. George and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Are you researching how to sell a house in St. George, ME? Mr. Cooper can help you there, too. We understand the challenges that come with selling a home in St. George, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in St. George to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about applying for a home loan, refinancing an existing loan, or buying or selling a home in St. George. We’ve got your back.

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.