Meet Mr. Cooper in Sabattus, ME
We're a home loan company in Maine that values people over paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Maine. The switch signified more than a company name change. We changed the way we did business for the better. First, we got rid of all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.
Mr. Cooper Mortgages in Sabattus, ME
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Sabattus can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Sabattus — including learning more about finances in general and learning about your credit score.
We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Sabattus, ME. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for Sabattus home buyers and are actually one of the most common mortgage options. These loans are not federally insured. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.
Depending on your situation, you may want to consider another type of home loan that's available to many Sabattus home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Sabattus with Mr. Cooper.
Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Sabattus and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Sabattus. Get Started
Mr. Cooper Mortgage Refinancing in Sabattus, ME
Mr. Cooper offers mortgage refinancing in Sabattus in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Sabattus home just the way you want it!).
Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Sabattus to learn more about refinancing today.
Buying a House in Sabattus with Mr. Cooper
Getting ready to buy a home in Sabattus, ME? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Sabattus. Maine's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically purchase. Then, we can walk you through getting pre-approved to buy a home in Sabattus. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.
Contact Mr. Cooper Customer Service for Help in Sabattus, ME
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in Sabattus with Mr. Cooper. Our Agent Assurance program pairs you with a local Sabattus agent you feel good about. StreetSmarts puts the latest home listings in Sabattus right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.