Have You Met Mr. Cooper in Hampden, ME?
We're a Maine home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Maine. This move went beyond a basic name change. We overhauled our business to serve you better. How? First off, we got rid of all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Hampden, ME?
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Hampden can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Hampden — including learn more about mortgage rates, credit scores, and budgeting.
We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Hampden, ME. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.
Conventional loans are a popular mortgage option for Hampden home buyers. The federal government does not insure these loans. Some advantages of a conventional loan may include various term lengths and favorable interest rates.
As a Hampden home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Hampden.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Hampden and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Hampden. Get Started
Refinance Your Home Loan in Hampden with Mr. Cooper
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Hampden. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Hampden home just the way you want it!).
There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Hampden can help you learn more about refinancing and choose the right refinance option for your situation.
Buy a House in Hampden with Mr. Cooper's Help
Are you ready to buy a house in Hampden, ME? Then you may want to start by seeking professional guidance for how to buy a house in Hampden and get preapproved for a mortgage in Hampden. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically purchase. Then, we can walk you through getting pre-approved to buy a home in Hampden. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Hampden, ME
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in Hampden with Mr. Cooper. Our Agent Assurance program pairs you with a local Hampden agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.