Meet Mr. Cooper in Freeport, ME
We're a Maine home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Maine. It was more than a simple name change. We changed the way we did business for the better. For one, we got rid of all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.
Mr. Cooper Mortgages in Freeport, ME
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Freeport can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Freeport — including learn more about mortgage rates, credit scores, and budgeting.
We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Freeport, ME. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Until then, here's what you need to know to get started.
Conventional loans are a popular choice for Freeport home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Some benefits of a conventional loan might include favorable interest terms and various term lengths.
Depending on your situation, you may want to consider another type of home loan that's available to many Freeport home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Freeport with Mr. Cooper.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Freeport and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Freeport. Get Started
Mr. Cooper Refinancing in Freeport, ME
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Freeport. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Freeport home!).
There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Freeport can help you learn more about refinancing and choose the right refinance option for your situation.
Buying a House in Freeport with Mr. Cooper
Are you ready to buy a house in Freeport, ME? Then you may want to start by seeking professional guidance for how to buy a house in Freeport and get preapproved for a mortgage in Freeport. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Freeport. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.
Contact Mr. Cooper Customer Service for Help in Freeport, ME
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the Freeport home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts puts the latest home listings in Freeport right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.