Meet Mr. Cooper in Falmouth, ME
Mr. Cooper is the kind of Maine home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Maine. This move went beyond a basic name change. We changed the way we did business for the better. How? First off, we got rid of all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're buying, shopping, or just living in your home. Then and now, we're here to serve you.
Get Pre-Approved for a Mortgage in Falmouth, ME with Mr. Cooper
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Falmouth can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Falmouth — including learn more about mortgage rates, credit scores, and budgeting.
We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Falmouth, ME. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.
Conventional loans are one of the most common and popular mortgage options for home buyers in Falmouth. These loans are not federally insured. Some benefits of a conventional loan could include various term lengths and favorable interest rates.
FHA is another home loan type that may be available to you as a Falmouth home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Falmouth.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Falmouth and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Falmouth. Get Started
Mr. Cooper Mortgage Refinancing in Falmouth, ME
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Falmouth. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Falmouth home just the way you want it!).
Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Falmouth can help you learn more about refinancing and choose the right refinance option.
Buy a House in Falmouth with Mr. Cooper's Help
Getting ready to buy a home in Falmouth, ME? Then you'll probably want to look into getting preapproved for a mortgage in Falmouth and seek professional assistance for how to buy a home in Falmouth. Maine's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Falmouth. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Contact Mr. Cooper Customer Service for Help in Falmouth, ME
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to transfer ownership, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Falmouth home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts puts the latest home listings in Falmouth right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.