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Mr. Cooper Serves Biddeford, ME

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Who Is Mr. Cooper in Biddeford, ME?

We're a Maine home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, we went by the name Nationstar Mortgage in Maine. The switch signified more than a company name change. We changed the way we did business for the better. How? First off, we moved all customer service operations back to the U.S. and eliminated all online transaction fees for on-time payments. We also reinvigorated the customer experience and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, we're here to serve you.

Prequalify for a Mortgage in Biddeford, ME with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Biddeford can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Biddeford can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Biddeford, ME. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Biddeford home buyers. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

As a Biddeford home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Biddeford with Mr. Cooper. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Biddeford. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Biddeford and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Biddeford.

Mr. Cooper Mortgage Refinancing in Biddeford

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Biddeford. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Biddeford house!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Biddeford can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Biddeford with Mr. Cooper's Help

Getting ready to buy a home in Biddeford, ME? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Biddeford. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Biddeford and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in Biddeford, ME? Mr. Cooper has your back there, too. We know the obstacles that come with selling a house in Biddeford, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Biddeford Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Contact us to learn more about home loans, refinancing, and buying or selling a home in Biddeford. We're your ally.

Contact Mr. Cooper Customer Service for Help in Biddeford, ME

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

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We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.