All About Buying a House in Metairie, LA

Busy? Have us call you back. Call Me Back

More Information

Exploring Metairie, LA From North to South

Ready to lay down some roots and buy a house in Metairie? Awesome! You've chosen a colorful city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and know the Metairie housing market well.

Metairie is growing by the day, which means Metairie homes don't always come cheap. Continued support for local businesses and cultural growth have helped to attract retirees, new businesses, and young families to the Metairie area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Metairie and the surrounding areas still offer an array of homes in price and amenities. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When buying a home in Metairie, consider how near or far away the home is from the places you visit most. If you can, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Metairie will also give you an idea of why homes in west Metairie are priced differently than homes in east Metairie, where to find Metairie's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Metairie? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Louisiana or somewhere else entirely. We work with experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Metairie.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Metairie house hunt. Next, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Metairie averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

It's Go Time! Buy a House in Metairie, LA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Metairie. Contact Mr. Cooper as you get ready to buy a house in Metairie. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Metairie, LA Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper home buyers and sellers in Metairie, LA. Then contact us to see what we can do for you.

Make buying or selling a Metairie home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.