Contact Mr. Cooper in Houma, LA

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Houma, LA?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Houma can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Houma — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Houma, LA. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are one of the most common and popular mortgage options for home buyers in Houma. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Houma home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Houma with Mr. Cooper.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Houma and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Houma. Get Started

Refinance Your Home Loan in Houma with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Houma in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the goal of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Houma home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Houma to learn more about refinancing today.

Buy or Sell a House in Houma with Mr. Cooper's Help

Getting ready to buy a home in Houma, LA? Then you'll probably want to look into getting prequalified for a mortgage in Houma and seek professional assistance for how to buy a home in Houma. The real estate market in Louisiana is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Houma and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Are you researching how to sell a house in Houma, LA? Mr. Cooper has your back there, too. We know the obstacles that come with selling a house in Houma, particularly if it's your first time doing it. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Houma Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Houma. We’ve got your back.

Mr. Cooper Reviews for Houma, LA

Read reviews from actual Mr. Cooper customers in Houma, LA. Then call us to see how we can help you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.