All About Buying a House in Harvey, LA

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Exploring Harvey, LA From North to South

Thinking about buying a home in Harvey? Great idea! You've chosen a colorful city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and are familiar with the ins-and-outs of the Harvey housing market.

Harvey is growing by the day, which means Harvey homes don't always come cheap. Ongoing economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Harvey area, but so much change also means more traffic, more competition, and a need for more schools. That said, Harvey and the surrounding areas still offer a wide range of homes in price and amenities. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream house! When buying a home in Harvey, consider the home's location in relation to your everyday activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around Harvey will also give you an idea of why homes in west Harvey are priced differently than homes in east Harvey, where to find Harvey's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Harvey, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Louisiana or somewhere else entirely. We work with experienced homeowners and first-time homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Harvey.

First, estimate how much house you can afford. This will help determine the price range for your Harvey house hunt. After that, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Searching the web for Harvey averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Harvey, LA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Harvey, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Harvey. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Harvey, LA

Take it from these Mr. Cooper home buyers and sellers in Harvey, LA: We love helping homeowners. Call now to see how we can serve you.

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