How to Refinance Your VA Loan with Mr. Cooper in Lexington
Want to reduce your monthly mortgage payments? a VA IRRRL with Mr. Cooper in Lexington can help service members, veterans, or surviving spouses get a lower interest rate. How does a VA IRRRL work, you might ask? And who exactly qualifies for a VA home loan refinance? Mr. Cooper’s VA IRRRL Refinance in Lexington pertains to active duty service members, veterans, and their surviving spouse who purchased their home using a VA loan. How it works: your existing VA Home Loan changes during the refinance process into a new loan that includes different terms. The best part? You usually don’t need a property appraisal — saving you time and money — and underwriting is fast compared to a conventional loan.* What’s more, when you decide to refinance with Mr. Cooper, you have one of the nation’s largest servicers on your side! Give Mr. Cooper in Lexington a call today for more information about qualifying for a VA IRRRL.
A VA IRRRL with Mr. Cooper in Lexington Could Lower Your Mortgage Payment
The true benefit of refinancing your VA-backed home loan? Most see a decrease in their monthly home mortgage payments. If you want to learn more about a VA IRRRL with Mr. Cooper in Lexington, you could be eligible for the loan and not pay a cent out-of-pocket during the application process.* While this type of loan typically requires a funding fee, generally it can be financed into the loan.* Work with one of our home advisors and find out how a VA IRRRL Refinance with Mr. Cooper in Lexington can save you money over time.
Mr. Cooper is With You, Every Step of the Way
When you choose Mr. Cooper, you’re choosing a trusted ally. We champion you from start to finish, empowering you to make the right choice for your personal and financial situation. Our team of home mortgage professionals is located in the U.S. and on call to address any of your questions about a VA IRRRL in Lexington with Mr. Cooper. And because Mr. Cooper ranks among the top three loan servicers across the United States, you get best-in-class tools to monitor your home mortgage! Talk with a Mr. Cooper home mortgage advisor to discuss how your mortgage can best work for you.
- * In some cases, an FHA Streamline refinance may require an appraisal and/or full income and asset documentation and full credit qualification. This requirement will increase fees and required paperwork. A licensed Mortgage Professional can inform you of all options available to you as well as the program requirements.