Contact Mr. Cooper in Burlington, KY

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Why Choose Mr. Cooper Mortgages in Burlington, KY?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Burlington — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Burlington, KY. Call a Mr. Cooper mortgage professional for one-on-one guidance. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Burlington home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan could include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Burlington home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Burlington.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Burlington and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Burlington. Get Started

Mr. Cooper Mortgage Refinancing in Burlington

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Burlington. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the goal of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Burlington home!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Burlington can help you learn more about refinancing and choose the right refinance option for your situation.

Selling or Buying a House in Burlington with Mr. Cooper

Are you ready to buy a house in Burlington, KY? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Burlington. The real estate market in Kentucky is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Burlington and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in Burlington, KY? Mr. Cooper can help you there, too. We're aware of the challenges that come with selling a home in Burlington, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Burlington to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Contact us to learn more about applying for a home loan, refinancing an existing loan, or buying or selling a home in Burlington. We are here for you.

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