Have You Met Mr. Cooper in Merriam, KS?
We're a Kansas home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Kansas. The switch signified more than a company name change. We overhauled our business to serve you better. For one, we got rid of all online transaction fees. We also reinvigorated the customer experience and added special services to help you out whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Mr. Cooper Mortgages in Merriam, KS
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Merriam can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Merriam — including learn more about mortgage rates, credit scores, and budgeting.
We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Merriam, KS. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Until then, here's what you need to know to get started.
Conventional loans are one of the most common and popular mortgage options for home buyers in Merriam. These are loans that are not insured by the federal government. Some advantages of a conventional loan might include various term lengths and favorable interest rates.
Depending on your situation, you may want to consider another type of home loan that's available to many Merriam home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Merriam with Mr. Cooper.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Merriam as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Merriam. Get Started
Mr. Cooper Refinancing in Merriam, KS
Mr. Cooper offers mortgage refinancing in Merriam in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Merriam home just the way you want it!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Merriam to learn more about refinancing today.
Buy a House in Merriam with Mr. Cooper's Help
Are you ready to buy a house in Merriam, KS? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Merriam. The real estate market in Kansas is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically purchase. Next, we can help you get pre-approved for a mortgage in Merriam. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Merriam, KS
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Merriam home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.