The Process of Buying a Home in Manhattan, KS

Busy? Have us call you back. Call Me Back

More Information

Exploring Manhattan, KS From North to South

Strongly considering a home purchase in Manhattan? Awesome! You've chosen an energetic city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers nationwide and have the inside scoop on Manhattan's housing scene.

Manhattan's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to attract entrepreneurs, retirees, and new graduates to the Manhattan area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Manhattan and its neighboring areas still offer a variety of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream house! When buying a home in Manhattan, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Manhattan will also help you get a feel for how homes in east Manhattan differ from west Manhattan, where to find Manhattan's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Manhattan, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Kansas or somewhere else entirely. We work with experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Manhattan.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Manhattan. Next, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Manhattan averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Move Up and Out: Buying Your Dream House in Manhattan, KS

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Manhattan, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Manhattan. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Manhattan, KS

Take it from these Mr. Cooper home buyers and sellers in Manhattan, KS: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Manhattan with Mr. Cooper.

Put Mr. Cooper in your corner for a better home buying or selling experience.