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Get Help Buying or Selling a House in Hays, KS

Contact a Mr. Cooper mortgage professional before buying or selling your  house in Hays. We can help make sure your home buying experience is a great one.

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What to Know When Buying a House in Hays, KS

Buy Buying a home can be one of the most rewarding yet stressful things you ever do — particularly when you're new to the process and are a first-time home buyer in Hays, KS. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.

We'll start by helping you estimate how much house you can buy in Hays. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Hays. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can spend on your new home. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in Hays could be even easier when you have Mr. Cooper in your corner.

Mr. Cooper Can Help You Sell Your House in Hays, KS

Selling a home in Hays, KS can be equally as rewarding as it is stressful, but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.

For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. There are only so many homes to choose from around Hays, and inventory is always changing. It might feel like you can't wait for the right house to pop up. Mr. Cooper understands this challenge and can equip you with resources to make the sale of your home less stressful. Other obstacles are less concrete, like any unrealized expectations you might have about your home's final sale price, or the emotional connection your kids have with the home. Not to mention, you still have to plan your move!

At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a seller, you'll get comprehensive marketing and sales service at a great value. Ask about Mr. Cooper's Agent Assurance program in Hays to see how it could help you save time and money as a homebuyer or seller in Hays!

More on Mr. Cooper Escrow Period

What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. During an escrow period, a third party holds money (or something else of value) in an account until a transaction between a seller and buyer is finished. Escrow accounts are used for many types of business dealings, but we shine the spotlight on how it applies to real estate. If you're the home buyer, you usually agree to put a percentage of the property price into escrow. As a home seller, you take the home off the market during the escrow period so the property can be inspected.

Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account helps alleviate the stress of having to save for and keep track of those expenses. Connect with one of our customer service agents today to talk about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or settling in. See things differently with Mr. Cooper.

Mr. Cooper Offers More Than Home Loans in Hays

In the Hays area, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the service, information, and guidance you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Improving credit can be as straightforward as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.

**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.

Mr. Cooper Customer Reviews for Hays, KS

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Buying or selling a house in Hays? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.