All About Buying a House in Columbus, KS

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Columbus, KS

Ready to lay down some roots and buy a house in Columbus? Great idea! You picked a vibrant city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers nationwide and have the inside scoop on Columbus's housing scene.

Columbus's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Columbus area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Columbus and its neighboring areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When buying a house in Columbus, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Columbus will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Columbus's hottest attractions.

Are you financially prepared to buy a house in Columbus? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Columbus. We serve new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Columbus.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Columbus. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Columbus averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. A down payment of at least 20% can help boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Make Your Move: Buy a Home in Columbus, KS

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Columbus. Contact Mr. Cooper as you get ready to buy a house in Columbus. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Columbus, KS

Take it from these Mr. Cooper home buyers and sellers in Columbus, KS: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Columbus with Mr. Cooper.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.