All About Buying a House in West Des Moines, IA

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Get Familiar with the Lay of the Land in West Des Moines, IA

Thinking about buying a home in West Des Moines? Great idea! You selected a colorful city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers from coast to coast and have the inside scoop on West Des Moines's housing scene.

West Des Moines's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Sustained economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the West Des Moines area, but so much change also means more traffic, more competition, and a need for more schools. That said, West Des Moines and the surrounding areas still offer an array of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream house! When looking to buy a house in West Des Moines, double check that you're factoring in the home's distance from your daily activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around West Des Moines will also give you an idea of why homes in west West Des Moines are priced differently than homes in east West Des Moines, where to find West Des Moines's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in West Des Moines? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Iowa or somewhere else entirely. We work with new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in West Des Moines.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in West Des Moines. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Searching the web for West Des Moines averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. Putting at least 20% down will improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in West Des Moines, IA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like West Des Moines. Contact Mr. Cooper as you look to buy a home in West Des Moines. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Customer Reviews for West Des Moines, IA

Take it from these Mr. Cooper home buyers and sellers in West Des Moines, IA: We love helping homeowners. Call now to see how we can serve you.

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