Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Indianola, IA

Ready to move? Let's do it. Compare home loans in Indianola, IA with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Indianola Home Loan Journey

Houses aren't one size fits all. The same can be said for home loans in Iowa. Securing the correct fit for your needs may require some comparison shopping! Mr. Cooper can help! Our mission is to keep the dream of homeownership alive starting with the loan process. We encourage you to continue reading for introductory information about selecting a mortgage loan, but also call a Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A low credit score could mean you end up with a higher interest rate on your home loan. On the other hand, a higher credit rating can help you negotiate your best rate with a potential lender. Your credit history, financial situation, and the timing in which you'd like to make your move can all influence the type of home loan that fits your needs. So, what loans can you pick from?

What Home Loan Options Do I Have in Indianola, IA?

There are several different types of home loans available to Indianola home buyers: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans fall into the government loan category. Credit and income requirements are often different criteria than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which home loan is right for you? A loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Begin in Indianola, IA with a Preapproval Letter

Get a Verified Approval Letter from your lender before you start going to Open Houses in Indianola to indicate that you're serious about buying a home. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also show seller’s you’re serious about the home they’re selling. Contact a Mr. Cooper mortgage professional today to discuss everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Indianola. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for Indianola, IA

Read reviews from actual Mr. Cooper home mortgage customers in Indianola, IA.

We see home loans differently. We see them through your eyes.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.