Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Dubuque, IA Home Loans

Ready to move? Let's do it. Compare home loans in Dubuque, IA with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your Dubuque Home Loan

Houses aren't one size fits all. Neither are home loans in Dubuque. Getting the best fit for you takes some shopping around! That's where Mr. Cooper comes in. Our aim is to transform the homeownership journey into an enjoyable one, starting with the mortgage loan process. We encourage you to read on for routine details about picking your Dubuque home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

As you begin searching for home loans, double check your credit and try your best to improve your score. A poor credit rating may mean you are presented with a higher interest rate on your loan. On the other hand, a strong credit score can help you negotiate your best rate with a potential lender. Your credit strength, financial situation, and the timeline you'd like to make your move can all impact the type of loan that matches your needs. So, what loans can you pick from?

Different Types of Home Loans in Dubuque, IA

There are several different types of home loans available to Dubuque home buyers: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan could be a great route for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA and FHA loans fall into the government loan category. Credit and salary/wage requirements are usually a little more different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A loan officer can help you get to know your options and what comes next, depending on your stage in the journey.

Start with a Preapproval Letter in Dubuque, IA

Talk to your lender about a Verified Approval Letter. Get one before you start going to Open Houses in Dubuque to demonstrate that you really do intend to buy. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight seller’s you’re serious about the home they’re selling. Call the mortgage team at Mr. Cooper today to chat about everything from your potential loan options, credit score, and your Verified Approval letter. Now could be the perfect time for you to buy a house in Dubuque. Call now to get the super-smart help you want!

Dubuque, IA Mr. Cooper Reviews

Take it from these happy Mr. Cooper mortgage customers in Dubuque, IA: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.