Buying a House in Clive, IA Is Easier with Mr. Cooper
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Clive, IA. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll learn what to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Clive. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Clive. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Finally, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Make buying a home in Clive easier. Put Mr. Cooper in your corner.
What to Know If You’re in Escrow with Mr. Cooper
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. The escrow period is when a third party holds something of value, usually money, in a special account until a transaction between a seller and buyer is finished. The escrow process can be used for all kinds of transactions, but we shine the spotlight on how it applies to the world of real estate. If you're the home buyer, you usually agree to put a percentage of the property price into escrow. If you're the one selling, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're buying or just settling in. See things differently with Mr. Cooper.
Mr. Cooper is More Than a Home Lender in Clive
Around Clive, Mr. Cooper is a great home buying ally to have in your back pocket. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Improving credit can be as straightforward as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy a house even sooner.