VA Loan Refinance with Mr. Cooper in Lafayette
If you’re exploring how to lower monthly mortgage payments, then a VA IRRRL with Mr. Cooper in Lafayette could help you lock in a lower interest rate. You may be curious about what a VA IRRRL is. And what exactly are the eligibility requirements? Mr. Cooper’s VA IRRRL Refinance in Lafayette is exclusively for former or active duty servicemen and women and their surviving spouse who already have a VA loan. How it works: your existing VA Home Loan changes during the refinance process into a new loan that includes different terms. The best part? You usually don’t need a property appraisal — saving you time and money — and underwriting is fast compared to a conventional loan.* In addition, when you choose Mr. Cooper as your home loan ally, you have one of the nation’s largest servicers on your side! Contact Mr. Cooper in Lafayette today to learn more about a VA IRRRL.
A VA IRRRL with Mr. Cooper in Lafayette Could Lower Your Mortgage Payment
One of the perks of refinancing your VA-backed home loan? There’s typically a decrease for homeowners with their mortgage payments. If you’re interested in a VA IRRRL with Mr. Cooper in Lafayette, you could be eligible for the loan and not pay a cent out-of-pocket during the application process.* While this type of loan typically requires a funding fee, generally it can be worked into the loan terms.* Talk to one of our home mortgage professionals and find out how a VA IRRRL Refinance with Mr. Cooper in Lafayette can put money back into your bank account, month after month.
Here for You: Mr. Cooper is Your Home Loan Ally
When you choose Mr. Cooper, you’re choosing a trusted ally. We’re your cheerleader through every step of the process, empowering you to determine the right path forward for your homeownership journey. Our team of home mortgage professionals is U.S.-based and on call to address any questions you may have about a VA IRRRL with Mr. Cooper in Lafayette. And because Mr. Cooper ranks among the top three loan servicers across the United States, you gain access to best-in-class tools to monitor your home mortgage! Schedule a time to chat with a Mr. Cooper home mortgage advisor to explore refinancing options today!
- * In some cases, an FHA Streamline refinance may require an appraisal and/or full income and asset documentation and full credit qualification. This requirement will increase fees and required paperwork. A licensed Mortgage Professional can inform you of all options available to you as well as the program requirements.