What to Know Before Buying a Home in Clarksville, IN

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Exploring Clarksville, IN From North to South

Strongly considering a home purchase in Clarksville? Smart move! You've chosen a colorful city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers across the country and know the Clarksville housing market well.

Clarksville's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Sustained cultural expansion and economic growth have helped to beckon retirees, new businesses, and young families to the Clarksville area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Clarksville and its nearby areas still offer an array of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When buying a house in Clarksville, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Clarksville will also help you get a feel for how homes in east Clarksville differ from west Clarksville, what the neighborhoods are like, and where to find Clarksville's hottest attractions.

Are your finances in the right place to buy a home in Clarksville? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Clarksville. We work with first-time homeowners and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Clarksville.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Clarksville. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Clarksville will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Clarksville, IN

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Clarksville, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Clarksville. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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