Contact Mr. Cooper in Lansing, IL

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Prequalify for a Mortgage in Lansing, IL with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Lansing — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Lansing, IL. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Lansing. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan may include favorable interest terms and various term lengths.

As a Lansing home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Lansing today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Lansing and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Lansing. Get Started

Mr. Cooper Refinancing in Lansing

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Lansing. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Lansing home!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Lansing to learn more about refinancing today.

Buy or Sell a House in Lansing with Mr. Cooper's Help

Are you ready to buy a house in Lansing, IL? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Lansing. Despite Illinois's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Lansing and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Lansing, IL? Mr. Cooper can help you there, too. We're aware of the obstacles that come with selling a house in Lansing, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Lansing to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about home loans, refinancing, and buying or selling a home in Lansing. We're your ally.

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