What to Know Before Buying a Home in Hickory Hills, IL

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Hickory Hills, IL

Ready to lay down some roots and buy a house in Hickory Hills? Awesome! You've chosen a vibrant city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and are familiar with the ins-and-outs of the Hickory Hills housing market.

Hickory Hills is growing by the day, which means Hickory Hills homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to entice entrepreneurs, retirees, and new graduates to the Hickory Hills area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Hickory Hills and its nearby areas still offer a variety of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream house! When looking to buy a house in Hickory Hills, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Hickory Hills will help you see how the northern part differs from the southern part, where to find Hickory Hills's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Hickory Hills? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Illinois or elsewhere. We help experienced homeowners and first-time homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Hickory Hills.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Hickory Hills. After that, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Hickory Hills will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, look at how much money you can put toward a down payment. A down payment of at least 20% can help increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Hickory Hills, IL

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Hickory Hills, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Hickory Hills. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Hickory Hills, IL

Read actual reviews from actual Mr. Cooper customers in Hickory Hills, IL. Then call us to see how we can help you.

Make buying or selling a Hickory Hills home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.