The Process of Buying a Home in Bartlett, IL

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Understanding the Bartlett, IL Housing Landscape

Ready to lay down some roots and buy a house in Bartlett? Congratulations! You selected a lively city with an ideal amount of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers nationwide and are familiar with the ins-and-outs of the Bartlett housing market.

Given all of Illinois's growth, Bartlett homes aren't always easy to find at a comfortable price. Ongoing cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Bartlett area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Bartlett and the surrounding areas still offer a wide range of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your dream house! When buying a house in Bartlett, consider how near or far away the home is from the places you visit most. If you can, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Bartlett will also give you an idea of why homes in west Bartlett are priced differently than homes in east Bartlett, where to find Bartlett's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Bartlett? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in Illinois or elsewhere. We support first-time homeowners and experienced homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Bartlett.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Bartlett. Then, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Searching the web for Bartlett averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Then, consider how much you can contribute to a down payment. A down payment of at least 20% can help improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

It's Go Time! Buy a House in Bartlett, IL

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Bartlett. Contact Mr. Cooper as you get ready to buy a house in Bartlett. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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