The Process of Buying a Home in Rexburg, ID

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Get Familiar with the Lay of the Land in Rexburg, ID

Strongly considering a home purchase in Rexburg? Awesome! You picked a lively city with a great balance of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers from coast to coast and know the Rexburg housing market well.

Given all of Idaho's growth, Rexburg homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to entice entrepreneurs, retirees, and new graduates to the Rexburg area, but so much change also means more traffic, more competition, and a need for more schools. That said, Rexburg and the surrounding areas still offer a variety of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a home in Rexburg, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Exploring Rexburg will also help you get a feel for how homes in east Rexburg differ from west Rexburg, what the neighborhoods are like, and where to find Rexburg's hottest attractions.

Are your finances in the right place to buy a home in Rexburg? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Rexburg. We help experienced homeowners and first-time homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Rexburg.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Rexburg. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Searching the web for Rexburg averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

It's Go Time! Buy a House in Rexburg, ID

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Rexburg. Contact Mr. Cooper as you look to buy a home in Rexburg. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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